Phoenix Homes with No Carry New Financing

Phoenix Homes with No Carry New Financing

Welcome to Phoenix, Arizona – a vibrant city that perfectly blends the allure of desert landscapes with the conveniences of urban living. Nestled in Maricopa County, Phoenix is renowned for its stunning sunsets, rich cultural heritage, and a thriving economy. With over 300 days of sunshine each year, residents enjoy an outdoor lifestyle that includes hiking in the nearby Camelback Mountain, exploring the Desert Botanical Garden, or relaxing by one of the many resort-style pools.

Phoenix is not just a great place to live; it’s an ideal location for those seeking homes with no carry new financing. This means you can step into your dream home without the burden of complicated financial arrangements. Whether you’re a first-time buyer or looking to downsize, the Phoenix real estate market offers a variety of options that cater to different lifestyles and budgets.

The city boasts diverse neighborhoods, from the bustling downtown area filled with trendy shops and restaurants to the serene suburbs that offer family-friendly parks and schools. With a robust job market, excellent healthcare facilities, and a rich array of cultural attractions, Phoenix is a city that truly has something for everyone.

Imagine waking up to the breathtaking views of the desert landscape, enjoying a morning hike, and then returning to your home, free from the complexities of traditional financing. Phoenix is not just a place to live; it’s a community where you can thrive. So why wait? Explore the possibilities of homeownership in this dynamic city and embrace the lifestyle you’ve always dreamed of!

Newest Phoenix Homes with No Carry New Financing

1434 S 11th Avenue, Phoenix
$845,000
8 Beds ⋅ 14 Baths ⋅ 7098319 MLS
WHY START FROM SCRATCH WHEN YOUR INVESTMENT CAN START WORKING FOR YOU FROM DAY ONE? Here's your opportunity to own a beautiful, nearly new duplex in the heart of Phoenix, with an established tenant already leasing BOTH units under a 3-YEAR LEASE AGREEMENT! Built in 2024, this income-producing property offers 3,334 total sq. ft., featuring TWO spacious 4-bedroom, 3.5-bath residences, each with dual primary suites, modern finishes, quartz countertops, stainless steel appliances, two laundry areas, and a 2-car garage. EV charging adds another modern convenience! Minutes from Downtown Phoenix, major employment centers, entertainment, and freeways. YEAR-END INVESTORS, TAKE NOTICE! Secure an income-producing asset with potential depreciation and tax advantages. Why wait to build your portfolio?

1434 S 11th Avenue, Phoenix
2115 E Barkwood Road Unit 23, Phoenix
$499,900
7097868 MLS
Premium Hillside Lot in The Sanctuary. A rare chance remains to claim one of the final hillside lots in The Sanctuary, an exclusive gated enclave where homes rise above the million-dollar mark. This ¾ acre homesite sits at the end of a serene cul de sac, perfectly oriented to capture panoramic views of South Mountain and the Ahwatukee Foothills. The value of this location speaks for itself, million dollars homes throughout, reinforcing the prestige and demand within this community. With architects, a trusted builder, and financing options already lined up, the path to creating your custom luxury residence is already set in motion. Opportunities like this are nearly gone in one of Phoenix's most coveted hillside neighborhoods.

2115 E Barkwood Road Unit 23, Phoenix
18010 N 1st Street Unit 620, Phoenix
$139,900
7096391 MLS
APPROVED PLANS from the City of Phoenix to develop a 4 bedroom 2 bathroom single family home! Ever thought of building your own place to call your own? Look at this rare opportunity to purchase a piece of land with plans that are already approved where you can start construction right away with your trusted contractor! Located in a desirable neighborhood, this lot is situated near shopping centers, schools, and major highways giving you the access to your desired destinations.

18010 N 1st Street Unit 620, Phoenix
2838 E Le Marche Avenue, Phoenix
$540,000
8 Beds ⋅ 300 Baths ⋅ 7094664 MLS
Investor's Delight for CASH FLOW! All units rented, 2br/2ba each for 3 Units with inside laundry. Unit 103 is a 1.5ba. Ideal location to schools close by, Loop 101 and 51, Desert Ridge, Scottsdale & Downtown Phoenix, DRIVE BY ONLY, DO NOT DISTURB TENANTS. There are 4 Leased Units that are each 2 Bedrooms. 103 - $1600 101 - $1500 102 - $1400 201 - $1300 totaling $5,800 Gross Rent/monthly..

2838 E Le Marche Avenue, Phoenix
10213 N 15th Avenue, Phoenix
$450,000
5 Beds ⋅ 1201 Baths ⋅ 7093837 MLS
Cash Flowing Triplex, Priced to Trade Quickly, Market Rents, Low Expenses Near North Mountain, I17, Tile Flooring, Private Patio's, Lots of Parking, Individually Metered for Electricity, Laundry Onsite Opportunity. All facts and figures approximate, Buyer to verify to their own satisfaction.

10213 N 15th Avenue, Phoenix
1106 E Papago Street, Phoenix
$600,000
8 Beds ⋅ 4 Baths ⋅ 7093127 MLS
New Duplex listing ready for tenants and for you to have your investment. Or house hack and live in one and rent the other out for lower living expenses. This one is recently built in 2025 with all the upgrades!

1106 E Papago Street, Phoenix
5038 N 18th Avenue, Phoenix
$570,000
9 Beds ⋅ 3 Baths ⋅ 7090472 MLS
Three-unit investment offered at $570,000 near Valley Metro Rail at 19th Avenue and Camelback. A main house and duplex total approximately 2,276 SF, configured as three 3BR/1BA units with nine furnished rentable rooms for PadSplit-style operations. Seller reports more than $120,000 in prior improvements, including kitchens, baths, flooring, windows, plumbing, electrical and lighting. Features include separate entrances, coded access and full-size laundry. Seller's October 7 rent report lists five occupied rooms at $805 per month each, totaling $4,025 in scheduled monthly rent; current occupancy and collections require verification. Seller reports missing front-house HVAC; installation has not been confirmed. Property and furnishings convey as-is. Buyer to verify all facts, income, expenses Three-unit investment offered at $570,000 near Valley Metro Rail at 19th Avenue and Camelback. A main house and duplex total approximately 2,276 SF, configured as three 3BR/1BA units with nine furnished rentable rooms for PadSplit-style operations. Seller reports more than $120,000 in prior improvements, including kitchens, baths, flooring, windows, plumbing, electrical and lighting. Features include separate entrances, coded access and full-size laundry. Seller's October 7 rent report lists five occupied rooms at $805 per month each, totaling $4,025 in scheduled monthly rent; current occupancy and collections require verification. Seller reports missing front-house HVAC; installation has not been confirmed. Property and furnishings convey as-is. Buyer to verify all facts, income, expenses, condition, legal unit/room configuration, permits, zoning and PadSplit requirements. See supplements for additional information.

5038 N 18th Avenue, Phoenix
1515 W Tonto Street, Phoenix
$619,000
7087258 MLS
Fully renovated and fully furnished, this turnkey 3-unit short-term rental in Downtown Phoenix offers strong, documented cash flow and an impressive 4.8+ star Airbnb rating. The asset generated $119,442 in gross revenue in 2024 and $103,198 in 2025, with a two-year average revenue of approximately $111,320, producing operating income of $62,272 in 2024 and $53,719 in 2025, for a two-year average NOI of roughly $57,996--reflecting strong operating margins of about 52%. This is a stabilized, high-margin hospitality investment ideal for investors seeking immediate cash flow, experienced short-term rental operators expanding their portfolio, or buyers looking for a prime-location income property in one of Arizona's fastest-growing urban markets. The property located in a high-demand area of Downtown Phoenix, minutes to Chase Field, the Convention Center, ASU Downtown, Roosevelt Row, Van Buren. The property features one 2-bed/1-bath unit, one 1-bed/1-bath unit, and a private studio--each with its own kitchen, full bath, and separate entrance - providing three independent income streams under one roof. A separate laundry room and storage shed support efficient operations for guests and cleaning staff, while the fenced common courtyard with grill, fire pit, lounge seating, and hammock enhances guest experience and occupancy appeal.

1515 W Tonto Street, Phoenix
322 N 11th Place, Phoenix
$745,000
7086654 MLS
RENOVATED 4 UNITS Short-Term Rental in PRIME Phoenix LOCATION on R-5 zoning. Cap rate 10.6%. 2026 average occupancy rate 72%, Airbnb rating 4.85 out of 5! Comes with confirmed future bookings totaling over $6,000 through Nov 1, 2026 and the established hosting accounts on main short term rentals platforms!!! UNITS: One 2 BD-1BA and Three Studios. Every unit has its OWN kitchen, bathroom and a separate PRIVATE ACCESS. 2 BD unit has it's own Laundry with washer and dryer. The backyard is a common space for all guests with a Grill, Fire pit, Hammock and a separate Laundry shed. Cleaning and maintenance crews use another outside shed for supplies. Each unit uniquely renovated and staged, designed to appeal to a broad range of tenants-perfect for maximizing occupancy & income! The property located in a high-demand area of Downtown Phoenix, minutes to Chase Field, the Convention Center, ASU Downtown, Roosevelt Row, Van Buren.

322 N 11th Place, Phoenix
2325 E Roosevelt Street, Phoenix
$460,000
6 Beds ⋅ 4 Baths ⋅ 7086476 MLS
3 bedroom, 1 bath in each unit. Both homes recently remodeled. New roof. Front AC installed 9/2026 and the back AC is 2-3 years old. Back unit is currently tenant-occupied, providing immediate rental income, while the second is vacant and ready for occupancy.

2325 E Roosevelt Street, Phoenix
8927 N 10th Street, Phoenix
$1,400,000
8 Beds ⋅ 8 Baths ⋅ 7086346 MLS
NEW CONSTRUCTION FOURPLEX | 8927 N 10TH STREET This newly constructed fourplex features four modern two-bedroom, two-bathroom residences, approximately 850 square feet each. Contemporary finishes include quartz countertops, new cabinetry, dual-pane windows, and stainless-steel appliances, including a microwave and dishwasher in each unit. Each residence also has its own stackable washer and dryer. The property includes a new asphalt parking lot and manicured desert landscaping. Construction is nearing completion, and the Certificate of Occupancy is pending and expected within approximately 30 days. Information is believed reliable but is not guaranteed. Buyer must independently verify all property information, including condition, dimensions, zoning, permitted uses, plans, approvals. Introducing a newly constructed fourplex at 8927 N 10th Street in Phoenix. Each modern unit offers approximately 850 square feet with 2 bedrooms and 2 bathrooms. All four units are projected to rent for $2,000 per month each. The units feature quartz countertops, installed cabinetry, dual-pane windows, stainless steel appliances--including a microwave and dishwasher--and a new stackable washer and dryer in each unit. Each unit is individually metered for electricity. Water, sewer, and trash are master-metered. The property also offers a new asphalt parking lot and manicured desert landscaping. Conveniently located near SR-51, HonorHealth John C. Lincoln Medical Center, and area employment, shopping, and services. The Certificate of Occupancy is pending and is expected within approximately 30 days. Financial projections: Projected gross rent is $96,000 annually. Based on the provided expense estimates, projected NOI is $79,120, or an estimated 5.65% cap rate. Projected property taxes are $2,900 annually following reassessment; actual taxes may differ. The cap rate excludes vacancy and expenses not listed. All rents, income, expenses, taxes, and cap rate are estimates and are not guaranteed. The Certificate of Occupancy is pending. Buyer should independently verify all property details, financial information, taxes, permits, zoning, and other material facts. Information is deemed reliable but not guaranteed. Situated in Phoenix's established Sunnyslope neighborhood, the area surrounding 8927 N 10th Street combines convenient access to employment, everyday services, neighborhood dining, and desert recreation. Its North Central Phoenix setting places residents near the 7th Street and Dunlap Avenue corridors, with connections to State Route 51, Interstate 17, Downtown Phoenix, and the Camelback Corridor. HonorHealth John C. Lincoln Medical Center is a significant nearby healthcare and employment anchor. Located on East Dunlap Avenue, the hospital provides emergency care, surgical services, specialty treatment, and outpatient services. The surrounding medical offices and healthcare practices add employment opportunities across clinical, administrative, and support positions. The broader North Central Phoenix employment base also includes Blue Cross Blue Shield of Arizona, along with retail, banking, and professional-service businesses. Daily necessities are conveniently located within the surrounding neighborhood. Fry's Food Stores on East Hatcher Road offers groceries, pharmacy services, and a nearby fuel center, while Wells Fargo at 7th Street and Dunlap provides banking services. Local dining includes Little Miss BBQ's Sunnyslope location on North 7th Street, part of the acclaimed Phoenix barbecue business recognized by Phoenix New Times for its standout barbecue. These established businesses contribute both convenience and neighborhood character. Recreation is another appealing feature of the location. Sunnyslope Park and Community Center offer neighborhood gathering spaces, fitness facilities, sports, and organized activities. The nearby North Mountain area and Phoenix Mountains Preserve provide desert scenery and hiking opportunities, bringing outdoor recreation within reach of an established urban neighborhood. Transportation options extend beyond the surrounding road network. The Sunnyslope Transit Center on North 3rd Street provides a nearby public-transit resource, complementing bus service along the area's principal corridors. This combination gives residents options for reaching employment, shopping, and services throughout Phoenix. For multifamily investors, the location offers a practical combination of nearby employment, established services, transportation choices, and recreational amenities. These characteristics can appeal to renters who value everyday convenience and access to central Phoenix destinations, providing a clear location-based rationale when evaluating the area's long-term rental potential.

8927 N 10th Street, Phoenix
2102 W Adams Street, Phoenix
$1,999,000
16 Beds ⋅ 16 Baths ⋅ 7085334 MLS
Downtown Phoenix 16-Unit Multifamily Complex consisting of nine buildings across six contiguous lots totaling approximately 36,400 SF. The property is R-3 zoned and features all 1BD/1BA units, currently generating $18,000+ in monthly gross rental income. All units have separate electric and gas meters, with utilities paid directly by tenants. The property is serviced by four water meters. The site offers a potential redevelopment opportunity while providing existing rental income.

2102 W Adams Street, Phoenix
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