El Mirage Homes with FHA New Financing

El Mirage Homes with FHA New Financing

Welcome to El Mirage, Arizona—a hidden gem nestled in the heart of Maricopa County! With its inviting community spirit, beautiful landscapes, and convenient access to the vibrant Phoenix metropolitan area, El Mirage offers a perfect blend of suburban tranquility and urban excitement.

This charming city is renowned for its family-friendly atmosphere, making it an ideal place for those looking to settle down and call Arizona home. Residents enjoy a variety of recreational opportunities, from the scenic parks and sports facilities to the nearby Estrella Mountain Regional Park, where outdoor enthusiasts can hike, bike, and soak in the stunning desert vistas.

For homebuyers, El Mirage presents an incredible opportunity to invest in your future. With FHA financing options available, securing a new home has never been easier. FHA loans are designed to help first-time buyers and those with less-than-perfect credit achieve their dream of homeownership. In El Mirage, you’ll find a diverse range of homes that cater to various budgets and lifestyles, from charming single-family residences to modern townhomes.

Imagine stepping into your new abode, where you can create lasting memories in a community that values connection and growth. With excellent schools, shopping centers, and dining options nearby, El Mirage is not just a place to live—it's a place to thrive.

Explore the possibilities of FHA financing in El Mirage and discover how this delightful city can be the perfect backdrop for your next chapter. Your dream home awaits!

Newest El Mirage Homes with FHA New Financing

12705 W Redfield Road, El Mirage
$335,000
3 Beds ⋅ 2 Baths ⋅ 7098138 MLS ⋅ 1,068 SqFt.
Freshly remodeled, beautifully updated, and move-in ready PLUS A BRAND NEW AC INSTALLED IN MARCH 2026! This charming single-level home in Rancho El Mirage has been thoughtfully refreshed from top to bottom, offering modern finishes, everyday comfort, and peace of mind with big-ticket improvements already complete! Step inside to discover gorgeous new luxury vinyl plank flooring throughout the main living areas, plush new carpeting in the bedrooms, fresh interior paint, and updated baseboards for a crisp, cohesive look. The beautifully redesigned kitchen shines with refreshed cabinetry, sleek quartz countertops, and a complete suite of stainless-steel appliances, including the fridge! Both bathrooms have been refreshed, window blinds throughout, ceiling fans + an extra fridge in the garage. Location completes the package! Situated near neighborhood parks, shopping, dining, and everyday essentials, with easy access to Surprise amenities and recreation, Grand Avenue (US-60) and the Loop 303. Nearby Gateway Park offers a splash pad, dog parks, sports fields, and walking paths, while the surrounding Northwest Valley provides plenty of options for entertainment and outdoor adventures. Whether you are looking for your first home, downsizing into single-level comfort, or seeking a turnkey rental property, this home delivers an exceptional combination of modern finishes, mechanical upgrades, and unbeatable value!

12705 W Redfield Road, El Mirage
12926 W Redfield Road W, El Mirage
$375,000
4 Beds ⋅ 3 Baths ⋅ 7097852 MLS ⋅ 2,178 SqFt.
Large house with low HOA! Four bedrooms with one downstairs. Updated kitchen and baths, fresh paint, new flooring and a 2025 AC! Extra large loft allows for room to make additional bedroom if needed. Located near shopping, restaurants with easy freeway access. Perfect starter home for a growing family!

12926 W Redfield Road W, El Mirage
11201 N El Mirage Road Unit 190, El Mirage
$78,000
2 Beds ⋅ 1 Baths ⋅ 7097464 MLS ⋅ 547 SqFt.
Seize the chance to own this beautifully updated 1995 CAVCO park model in the adult 55+ Community of Pueblo El Mirage RV Resort! You're greeted w/ an attached carport, well-laid pavers, & an adorable front porch for outdoor relaxation. Designed for premium resort living, this 2-bedroom, 1-bath home boasts modern upgrades that are just 3 years old, including stunning wood-look floors, blinds, stylish light fixtures, & vaulted ceilings. The updated kitchen features new counters, crisp cabinets, & essential built-in appliances. Convenience is key w/ two attached storage sheds, both directly accessible from inside the home. Enjoy fresh interior paint (3 years old) & exterior paint (2 years old). Enjoy vacation living with resort amenities, golf, & a vibrant community! Make it yours today!

11201 N El Mirage Road Unit 190, El Mirage
12232 N 122nd Drive, El Mirage
$345,000
3 Beds ⋅ 2 Baths ⋅ 7095691 MLS ⋅ 1,089 SqFt.
Charming 3-bedroom, 2-bath single-story home on a desirable corner lot in Sundial West! Features vaulted ceilings, wood plank flooring, ceiling fans, and a bright eat-in kitchen with stainless steel appliances, tile backsplash, and pantry. The spacious primary suite offers built-in cabinets and a private bath. Enjoy the oversized backyard with a covered patio, pavers, lush lawn, citrus tree, and storage shed. Conveniently located near parks and schools. Don't miss this wonderful opportunity!

12232 N 122nd Drive, El Mirage
12405 W Dreyfus Drive, El Mirage
$315,000
3 Beds ⋅ 2 Baths ⋅ 7095430 MLS ⋅ 1,106 SqFt.
Inviting interiors and a backyard made for enjoying Arizona living! This 3-bedroom, 2-bath home in El Mirage offers 1,106 square feet with vaulted ceilings, natural light, and wood-look flooring throughout the main living areas. The kitchen features white shaker cabinets, quartz countertops, stainless steel appliances, and an arched pass-through that keeps you connected to the living room. A dining area with sliding glass doors opens to the backyard, where a generous stretch of artificial turf, an extended paver patio, and flowering shrubs create a welcoming setting for entertaining or relaxing. Neutral finishes, charming arched openings, and a 2-car garage complete this single-story home. Come see it for yourself!

12405 W Dreyfus Drive, El Mirage
11609 W Corrine Drive, El Mirage
$349,000
3 Beds ⋅ 2 Baths ⋅ 7095321 MLS ⋅ 1,647 SqFt.
Welcome to this delightful 3 beds, 2 baths in El Mirage! This home is has a spacious living area, Neutral paint, and easy maintenance tile flooring t/out! The living room is the open eat-in kitchen with awesome backyard access. Ample wood cabinets and Corian counter space, island w/breakfast bar, and well-kept appliances complete the kitchen space. Main bedroom gives you a private bath for added comfort. The backyard features a covered patio and ample space for a future pool.

11609 W Corrine Drive, El Mirage
12517 W Dreyfus Drive, El Mirage
$399,000
3 Beds ⋅ 2 Baths ⋅ 7094900 MLS ⋅ 1,527 SqFt.
Nicely maintained El Mirage home with a wonderful, private backyard that is great for relaxing or weekend parties. Family room has a high ceiling adding to the open feel. Back patio pavers 450 square feet with an extended back patio. 15 seer air conditioning system and solar panels to assist with your energy needs. Owners are the original owners of the home. Home has an area designed for a home office that could be used for those who work from home. No HOA association fees. Come take a look, you will be happy you did!

12517 W Dreyfus Drive, El Mirage
11622 W Ventura Street, El Mirage
$375,000
3 Beds ⋅ 2 Baths ⋅ 7094646 MLS ⋅ 1,578 SqFt.
Welcome home to your 2020 home in Grand Village! This 3-bedroom, 2-bath home + Den offers 1,578 sq ft with thoughtful upgrades throughout. The spacious kitchen features staggered 42-inch cabinets, an island, and a large pantry. Tile flooring, carpeted bedrooms, recessed lighting, and ceiling fans create a comfortable, inviting feel. The primary bathroom includes dual sinks, while Low-E windows add energy-conscious appeal. The recently updated backyard adds charm with artificial turf and a paver patio, creating an inviting space for gatherings, entertaining, or relaxing outdoors. A 2-car garage with an 8-foot garage door adds convenience, and community amenities include a playground and walking paths.

11622 W Ventura Street, El Mirage
12919 W Sharon Drive, El Mirage
$347,500
3 Beds ⋅ 2 Baths ⋅ 7094056 MLS ⋅ 1,559 SqFt.
Check out this 3 bedroom, 2 bath home in El Mirage! Featuring a functional layout, spacious living areas, and a bright kitchen with appliances included, this home is ready for its next owner. Enjoy the fresh flooring installed throughout the entire home in 2026, adding a refreshed look to every room. The primary bathroom offers an extended vanity, ample counter space, and a convenient walk-in shower area with built-in shelving. Outside, the home features a low-maintenance desert landscape and a spacious driveway leading to the 2 car garage. Conveniently located near shopping, dining, and everyday amenities, this home is a great opportunity for homeowners

12919 W Sharon Drive, El Mirage
12008 W Windrose Drive, El Mirage
$315,000
3 Beds ⋅ 2 Baths ⋅ 7093991 MLS ⋅ 1,090 SqFt.
Welcome home to this charming 3-bedroom, 2-bathroom home offering 1,090 sq ft of comfortable living space in El Mirage! Step inside to discover beautiful wood-look flooring, a bright and inviting living area, and a functional kitchen with ample cabinet space, stainless steel appliances, and an adjoining dining area. The primary bedroom offers a private bathroom, while the additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to enjoy a spacious, low-maintenance backyard featuring artificial turf, desert landscaping, and a covered patio perfect for relaxing or entertaining. Complete with a 2-car garage, this home offers comfort, convenience, and easy Arizona living!

12008 W Windrose Drive, El Mirage
11930 W Larkspur Road, El Mirage
$339,999
3 Beds ⋅ 3 Baths ⋅ 7093555 MLS ⋅ 1,385 SqFt.
Move in ready and packed with updates! This 3 bedroom, 2.5 bath, 1300+ sq ft El Mirage home features new carpet, fresh interior paint, and a smart two story layout. All bedrooms are upstairs along with a laundry room for easy daily living and a spacious loft that works perfectly as a home office, kids' zone, or media space. Clean, bright, and well maintained -- this home is an excellent opportunity for buyers looking for value and convenience. SELLERS HAVE NEVER OCCUPIED HOME

11930 W Larkspur Road, El Mirage
12917 W Cherry Hills Drive, El Mirage
$375,000
4 Beds ⋅ 2 Baths ⋅ 7092353 MLS ⋅ 1,832 SqFt.
UPDATED Mayan floor plan by Hancock * Great Room (currently used as Office & Dining only) * NEW kitchen layout including NEW White Shaker Cabinets & Stainless Steel Appliances in 2021 * Both Bathrooms Updated in 2019 w/ NEW Showers, Vanities & Tile Flooring * A DOWNSTAIRS PRIMARY BEDROOM w/ laminate wood flooring, Updated bath & walk-in closet * Upstairs features a loft, 3 more bedrooms & a 2nd Updated bath * Ceiling fans in all bedrooms & loft area * Some windows replaced w/ Energy Star windows * Owned Security System includes camera's, doorbells & monitor * NEW AC 2020 w/ 4 yr warranty left * The BIG Backyard w/ no houses in back, extended patio w/ Paver, GRASS & an $8,000 BONUS STORAGE SHED for all your stuff (AC not connected & As-Is) * LEASED SOLAR, $82 a month, 20 year lease 2013 *

12917 W Cherry Hills Drive, El Mirage
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