El Mirage Homes with FHA New Financing

Welcome to El Mirage, Arizona—a hidden gem nestled in the heart of Maricopa County! With its inviting community spirit, beautiful landscapes, and convenient access to the vibrant Phoenix metropolitan area, El Mirage offers a perfect blend of suburban tranquility and urban excitement.

This charming city is renowned for its family-friendly atmosphere, making it an ideal place for those looking to settle down and call Arizona home. Residents enjoy a variety of recreational opportunities, from the scenic parks and sports facilities to the nearby Estrella Mountain Regional Park, where outdoor enthusiasts can hike, bike, and soak in the stunning desert vistas.

For homebuyers, El Mirage presents an incredible opportunity to invest in your future. With FHA financing options available, securing a new home has never been easier. FHA loans are designed to help first-time buyers and those with less-than-perfect credit achieve their dream of homeownership. In El Mirage, you’ll find a diverse range of homes that cater to various budgets and lifestyles, from charming single-family residences to modern townhomes.

Imagine stepping into your new abode, where you can create lasting memories in a community that values connection and growth. With excellent schools, shopping centers, and dining options nearby, El Mirage is not just a place to live—it's a place to thrive.

Explore the possibilities of FHA financing in El Mirage and discover how this delightful city can be the perfect backdrop for your next chapter. Your dream home awaits!

Newest El Mirage Homes with FHA New Financing

$375,000

4 Beds ⋅ 2 Baths ⋅ 7092353 MLS

UPDATED Mayan floor plan by Hancock * Great Room (currently used as Office & Dining only) * NEW kitchen layout including NEW White Shaker Cabinets & Stainless Steel Appliances in 2021 * Both Bathrooms Updated in 2019 w/ NEW Showers, Vanities & Tile Flooring * A DOWNSTAIRS PRIMARY BEDROOM w/ laminate wood flooring, Updated bath & walk-in closet * Upstairs features a loft, 3 more bedrooms & a 2nd Updated bath * Ceiling fans in all bedrooms & loft area * Some windows replaced w/ Energy Star windows * Owned Security System includes camera's, doorbells & monitor * NEW AC 2020 w/ 4 yr warranty left * The BIG Backyard w/ no houses in back, extended patio w/ Paver, GRASS & an $8,000 BONUS STORAGE SHED for all your stuff (AC not connected & As-Is) * LEASED SOLAR, $82 a month, 20 year lease 2013 *

12917 W Cherry Hills Drive, El Mirage

$395,000

3 Beds ⋅ 3 Baths ⋅ 7092127 MLS

Charming 3-bedroom, 2.5-bath, two-story home offers 1,691sqft of comfortable living space & sits on an oversized lot with plenty of room. When you arrive, you'll appreciate the inviting front porch, a perfect spot to enjoy your coffee, unwind in the evenings & take in the beautiful neighborhood. Inside discover a home featuring new carpet, fresh interior paint, newer appliances & ceiling fans throughout. The spacious loft provides flexible living space, perfect for a home office, game room, 2nd living area, or whatever fits your lifestyle! Enjoy peace of mind with a newer A/C condenser, approx 2 years old, and an A/C system that has been regularly serviced. Outside the generously sized yard with a grass area & rock landscaping, complete with a sprinkler system and timer. Offering .. endless possibilities for outdoor entertaining, gardening, or simply relaxing and enjoying the Arizona sunshine. Conveniently located steps away from the park and nearby amenities, this home offers a wonderful combination of space, comfort, and convenience. With its inviting layout, beautiful updates, and oversized lot, this home is ready for its next chapter. Come see all the possibilities it has to offer!

12730 W Ash Street, El Mirage

$287,000

2 Beds ⋅ 1 Baths ⋅ 7092082 MLS ⋅ 964 SqFt.

NO HOA !!!!!!!!!!!!NO HOA!!!!!!!!!!!!!NO HOA!!! COME SEE this 2-bedroom, one-bath home with a 2-car garage that HAS newer motor and cabinets. Well-cared-for home, an extended patio for relaxing; patio TV stays (as is), great for gaming, and entertrainment, the patio has a fan that conveys as is; roof has me Solar panels are leased by APS; you can transfer or remove them at no cost to the buyer, your choice; TILE IS approx. throughout the whole house; roof is approx. 4 yrs old; A/C newer, approx. 6 yrs old; we have warranties and receipts; Nice kitchen backsplash, newer sunscreens, and a doggie door for your pets (LG); non-smokers. Yard has semi-artificial grass and is nicely landscaped, with a walkway from back of the on the east side of the house, COME see this cutie

11786 W Columbine Drive, El Mirage

$365,000

4 Beds ⋅ 2 Baths ⋅ 7090914 MLS ⋅ 1,832 SqFt.

SELLER Will Contribute up to 3% in Concessions! Welcome home to this versatile floorplan with 4 bedrooms, 2 bathrooms, a desirable main-level primary retreat, and an oversized upstairs game room/loft. Fresh interior paint, upgraded lighting, modern woodlook tile flooring, and wood plantation-style shutters give the home a clean, contemporary feel throughout. The main-level primary retreat offers privacy and convenience and features a beautifully remodeled ensuite bath with a modern walk-in shower, dual shower heads, and with striking marble tile. Upstairs, you'll find three additional bedrooms, a full bathroom, and a huge loft, an ideal space for a game room, second family room, media room, home office, or kids' retreat. The kitchen features a complete suite of stainless steel appliances. updated in 2021, with the refrigerator included. The washer and dryer also convey, adding to the home's move-in-ready appeal. Additional upgrades include upgraded lighting, plus an EV charger with Plug & Drive setup for convenient at-home electric vehicle charging. Outside, enjoy easy-to-maintain landscaping and a low-maintenance lifestyle, storage shed in yard and extended patio with professionally installed pavers for fun outside living . Located in a quiet, family-friendly neighborhood with a low HOA fee, this home combines modern updates, generous living space, and everyday convenience in one complete package. 11948 W Dahlia Drive is ready for its next owner!

11948 W Dahlia Drive, El Mirage

$364,990

4 Beds ⋅ 3 Baths ⋅ 7090459 MLS

NO HOA! You will absolutely love so much about this fantastic home. It is a corner lot with a neighbor only on one side. It has fantastic curb appeal and easy to maintain landscaping. The primary bedroom is downstairs along with tile flooring in all the main walking areas and a spacious living room area. Your new kitchen offers tile backsplash, pantry, upgraded Maple cabinetry, and granite countertops. Upstairs is an enormous loft and 3 other good sized secondary bedrooms. Laundry room upstairs as well. The backyard has covered patio and mature fruit trees. Brand new AC unit recently installed with a 10 year warranty! Come see this beauty quick while its still available. Your new Home Sweet Home!

12441 W Scotts Drive, El Mirage

$319,900

3 Beds ⋅ 2 Baths ⋅ 7089716 MLS ⋅ 1,308 SqFt.

Stop sleeping on El Mirage. This move-in-ready home packs a lot of value into one seriously cute package. Located at 12905 W Mandalay Ln, this single-story home offers 3 bedrooms, 2 bathrooms, 1,308 sq ft and a 2-car garage with a bright, open layout that makes smart use of every square foot. Inside, vaulted ceilings, wood-look plank tile, neutral finishes and stainless steel appliances create a clean, comfortable space that's ready to enjoy from day one. The kitchen flows into the main living and dining areas, while three bedrooms provide flexibility for family, guests or a home office. And some of the expensive stuff? Done. The HVAC replaced in 2022 and the water heater replaced in 2021, adding even more value and peace of mind. Outside, enjoy a private backyard with room to relax, entertain or make it your own. Conveniently located near neighborhood parks, shopping, dining and the surrounding Surprise area, this home combines move-in-ready condition, everyday convenience and West Valley value.

12905 W Mandalay Lane, El Mirage

$365,000

4 Beds ⋅ 2 Baths ⋅ 7087984 MLS

Ample space with 4 bedroom 2 bath home offers plenty of room to spread out with a versatile bonus room perfect for a home office, playroom or media space

12930 W Cherry Hills Drive, El Mirage

$275,000

2 Beds ⋅ 2 Baths ⋅ 7087862 MLS

Featuring two bedrooms, two bathrooms and a two car garage, this home also has no neighbors behind! The backyard ready for you to make your own and a great size for anything you can dream of. The home has an eat-in kitchen and pantry that is full of natural Arizona sunlight! Stop by and see it today!

11909 N Pablo Street, El Mirage

$320,000

3 Beds ⋅ 2 Baths ⋅ 7087676 MLS

Welcome to this inviting El Mirage gem in Rancho El Mirage! This charming 3 bedroom, 2 bathroom single story home offers 1,308 sq ft of comfortable living with a bright, functional floor plan, tile and carpet flooring, and a spacious 2 car garage. Step outside to a generously sized backyard with endless potential for entertaining, relaxing, gardening, or creating your own desert retreat. Conveniently located near shopping, dining, parks, schools, and major roads, this home delivers comfort, convenience, and value in one great package. Whether you are a first time buyer, downsizing, or looking for an investment opportunity, this one is ready to impress!

12737 W Redfield Road, El Mirage

$335,000

3 Beds ⋅ 2 Baths ⋅ 7087444 MLS ⋅ 1,308 SqFt.

Welcome to this inviting single-story home in Rancho El Mirage offering 3 bedrooms, 2 baths, 1,308 square feet and a 2-car garage. Step inside to a comfortable, functional floor plan featuring neutral finishes, updated fixtures, an eat-in kitchen and energy-efficient appliances. The backyard provides plenty of room to relax, entertain or enjoy Arizona's beautiful weather. Best of all, there's no HOA! Conveniently located near shopping, dining and everyday services along the Bell and Grand Avenue corridors, with easy access to parks, recreation, entertainment and Surprise Stadium. A great opportunity to own a well-located West Valley home with comfortable living space inside and out.

14114 N 130th Lane, El Mirage

$450,000

5 Beds ⋅ 3 Baths ⋅ 7086801 MLS

Beautiful 5-bedroom, 2.5-bath home with a 3-car garage and plenty of space for a large or multi-generational family. The open floor plan includes a spacious kitchen with a large island, maple cabinets, granite countertops, crown molding, and recessed lighting. The primary bedroom offers a spacious bathroom with a garden tub, separate walk-in shower, and dual vanities. Upstairs features a large loft, 3 additional bedrooms, a secondary bathroom with double sinks, and a laundry room. Downstairs, you'll find a bedroom, half bath, and a flexible den/office space. The backyard has a covered patio and plenty of room to make it your own.

11628 W Redfield Road, El Mirage

$330,000

4 Beds ⋅ 1 Baths ⋅ 7086282 MLS ⋅ 900 SqFt.

Charming single-story home with no HOA! A beautifully manicured, gated front patio welcomes you into a bright and inviting interior featuring wood-look flooring, abundant natural light, and neutral paint throughout. The well-appointed kitchen offers white shaker cabinetry, a stylish tile backsplash, quartz countertops, and built-in appliances for a functional and seamless cooking experience. Step outside to enjoy the spacious backyard, complete with an extended covered patio, ample seating areas, a grassy space, and RV gates, perfect for morning coffee, weekend gatherings, and outdoor entertaining. This lovely home is a must-see!

14502 N 1st Avenue, El Mirage

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