Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, Arizona – a charming town nestled in the heart of Maricopa County, where the rugged beauty of the Sonoran Desert meets a vibrant community spirit. Known for its stunning landscapes, rich history, and outdoor recreational opportunities, Cave Creek offers a unique blend of small-town charm and modern amenities. With its picturesque views, hiking trails, and local art scene, this hidden gem is perfect for those seeking a serene lifestyle just a stone's throw from the bustling city of Phoenix.

Cave Creek's real estate market is thriving, particularly for homebuyers looking to take advantage of FHA financing options. With the Federal Housing Administration's favorable loan terms, prospective homeowners can enjoy lower down payments and more accessible credit requirements, making the dream of owning a home in this idyllic town more attainable than ever. Whether you're searching for a cozy desert retreat or a spacious family home, Cave Creek offers a diverse range of properties that cater to various lifestyles and budgets.

Imagine waking up to breathtaking desert sunrises and spending your weekends exploring nearby hiking trails or indulging in the local dining scene. With its friendly atmosphere, community events, and a strong sense of belonging, Cave Creek is not just a place to live; it's a place to thrive. Embrace the opportunity to invest in your future with FHA financing and discover the enchanting lifestyle that awaits you in Cave Creek, Arizona. Let us help you find your perfect home in this captivating corner of the desert!

Newest Cave Creek Homes with FHA New Financing

$699,000

3 Beds ⋅ 2 Baths ⋅ 7104504 MLS ⋅ 2,286 SqFt.

Beautiful home featuring a spacious open-concept living area, kitchen with breakfast bar, and abundant natural light. The primary bathroom offers dual vanities, a relaxing soaking tub, and separate shower. Enjoy Arizona living in the private backyard with a sparkling pool, covered patio, and low-maintenance landscaping. Perfect for relaxing or entertaining!

4918 E Duane Lane, Cave Creek

$675,000

4 Beds ⋅ 2 Baths ⋅ 7103392 MLS ⋅ 1,828 SqFt.

NEW ROOF 2026 | HVAC 2020 | WATER HEATER 2021! Beautifully updated Cave Creek home featuring 4 bedrooms, 2 baths, a refreshing swimming pool, split floor plan, vaulted ceilings, and desirable corner lot with north/south exposure. Wood-look tile flooring and modern fixtures create a fresh, stylish feel throughout. The updated kitchen showcases white oak slim shaker cabinetry, quartz countertops, stainless steel appliances, and pantry, with a formal dining area nearby. The spacious primary suite offers a spa-inspired ensuite with dual vanities, freestanding soaking tub, custom tiled step-in shower, and walk-in closet. Enjoy Arizona living in the large backyard featuring a covered patio, extended patio space, and sparkling pool, perfect for entertaining!

5124 E Duane Lane, Cave Creek

$1,749,000

4 Beds ⋅ 4 Baths ⋅ 7103224 MLS ⋅ 3,460 SqFt.

Custom contemporary home in Cave Creek's Estado de Cholla, built in 2018 on over an acre near North Scottsdale. This 3,460 SF residence offers 4 bedrooms, 3.5 baths, a pool, no HOA, and a cooled 3-car garage with EV charger. A striking glass-and-iron entry door creates a memorable first impression from the front courtyard. Stacking glass doors open to paver patios and outdoor living spaces. A whole-home Lutron system illuminates clean lines, expansive art walls, and refined interiors. The kitchen features European-style cabinetry that is both esthetic and functional. The generous lot offers room to add an RV garage. For buyers who have been searching for contemporary architecture rather than another traditional desert home, Quailbrush Retreat offers an entirely different point of view. There's something particularly compelling about a home that doesn't look like everything else around it. At Quailbrush Retreat, contemporary architecture takes a different approach to the traditional Cave Creek aesthetic, with clean lines, generous proportions, and interiors that invite individual expression. The architectural details begin before you enter. A striking glass-and-iron front door creates a memorable arrival from the private courtyard, introducing a home where design is evident in even the smallest details. Consistent tile flooring creates a visual connection throughout the interior, while expansive stacking glass doors extend the living spaces to generous paver patios, the pool, and thoughtfully landscaped grounds. For the art enthusiast, the possibilities are immediately apparent. Expansive white walls provide a beautiful backdrop for a treasured collection, while carefully placed art lighting creates opportunities to showcase everything from large-scale contemporary pieces to photography and sculpture. The builder's European background in electrical design is evident in the sophisticated lighting, enhanced by a whole-home Lutron system that allows the atmosphere to change throughout the day and evening. Even without a significant art collection, the architectural simplicity gives buyers the freedom to make the interiors distinctly their own. The kitchen continues that attention to detail. A substantial island anchors the space, surrounded by European-style cabinetry, built-in refrigeration, a beverage refrigerator, appliance garage, pot filler, and a streamlined backsplash with concealed outlets. Just beyond the kitchen, an exceptionally large walk-in pantry provides an abundance of storage, keeping the kitchen's clean aesthetic intact without compromising functionality. The floor plan balances generous living areas with well-defined private spaces, and it's here that the home reveals some of its most interesting possibilities. One bedroom has a separate entrance accessible from the driveway, making it particularly well suited for a home office where clients or visitors can come and go without passing through the main residence. Another bedroom is ensuite with direct access to the pool, creating a wonderful arrangement for visiting guests who can enjoy the outdoor spaces right from their room. The primary suite is equally thoughtful, featuring a soaking tub, dual-entry walk-in shower, and a custom-designed walk-in closet with its own washer and dryer. The home also includes a separate, generously sized laundry room with built-in cabinetry, providing substantial space for household organization and storage. These are the kinds of practical details that may not immediately catch your attention, but make a meaningful difference in everyday life. The home's functionality extends to the three-car garage, equipped with a mini-split cooling system and EV charger. Natural gas is available at the property, although not currently connected, and the home is plumbed for gas with a stub at the cooktop. With more than an acre of land and no HOA, the property also offers room to add a detached RV garage, subject to applicable approvals. For an RV owner, automobile enthusiast, or someone seeking additional enclosed storage, this presents an opportunity to further customize the property. Minutes from Cave Creek's distinctive western town atmosphere, with convenient access to North Scottsdale, golf, hiking, dining, and shopping, Quailbrush Retreat offers a combination of contemporary design, individual character, and practical features that make it worth experiencing firsthand.

4717 E Quailbrush Road, Cave Creek

$1,490,000

4 Beds ⋅ 3 Baths ⋅ 7103195 MLS ⋅ 2,404 SqFt.

Beautifully designed custom home on 2.273 acres in Cave Creek, offering exceptional privacy and unobstructed foothill views. With 2,404 square feet, 3 bedrooms plus a den, and 2.5 baths, this home features quality craftsmanship, custom finishes, solid surface countertops, and an expansive walk-in pantry. The spacious primary suite includes a luxurious steam shower and built-in soaking tub. Generous covered patios provide the perfect setting to enjoy Arizona sunsets and mountain views. An oversized heated and cooled garage adds versatility, while a private well offers added independence. A unique opportunity to enjoy acreage, privacy, and refined desert living in Cave Creek. Owners are related to listing agent

39436 N 26th Street, Cave Creek

$889,900

5 Beds ⋅ 3 Baths ⋅ 7101716 MLS ⋅ 3,633 SqFt.

Spacious 5-bedroom + loft home with flexible downstairs den and full bath offering a true multigenerational floor plan on a large corner lot in Tatum Ranch. Nearly 3,650 sq ft with an open floor plan perfect for entertaining, abundant natural light, gourmet kitchen with granite counters, pebble-tech pool, and synthetic grass backyard. Main-level laundry room PLUS stackable washer/dryer in the primary bedroom walk-in closet for added convenience. Many windows replaced in 2022! Electric vehicle charging station included! ****Seller will pay off the solar loan by close of escrow with a full-price offer*** Room to grow, play, and live.

29401 N 48th Place, Cave Creek

$2,500,000

4 Beds ⋅ 5 Baths ⋅ 7100569 MLS ⋅ 4,471 SqFt.

Set on 5 private hillside acres overlooking Cave Creek, this single-level custom home offers the kind of quiet and views that are hard to find. Mornings open to Black Mountain and the Cave Creek Mountains, evenings bring some of the best sunsets in the desert, and at night the city lights glow in the distance. A home with views like these, on land this private, rarely comes to market. There's no HOA, and the home has a brand-new roof. The 4 bed, 4.5 bath, 4,471 sq ft split floor plan gives the owner's suite its own wing, with 3 ensuite guest suites and an office on the other side, giving everyone their own space. The kitchen features a Thermador oven and microwave, a Wolf induction stovetop and a Sub-Zero refrigerator. The heated pool and spa have updated equipment and a new Pebble Tec finish and tile. Carefully maintained and updated, it has brand-new well pumps, solar, EV charging, Starlink Business internet, a new energy-efficient water heater and washer/dryer, new Nest smoke/CO detectors and freshly filled propane tanks. Recent improvements also include new paint, LED lighting throughout, remote-controlled blinds, new garage doors with camera-equipped openers, new landscaping, deck boxes, a custom front fountain and resealed vigas. Hiking trails are about 10 minutes away, and so is downtown Cave Creek, a genuine Old West town with saloons, live music, local restaurants, galleries and shops, where you may still see horses tied up out front. Deer, owls, javelinas, roadrunners and hummingbirds are regular visitors, and Nacho Libre, the neighbors' donkey at the bottom of the hill, is a local favorite.

5040 E Rockaway Hills Drive, Cave Creek

$1,375,000

4 Beds ⋅ 3 Baths ⋅ 7100257 MLS ⋅ 3,026 SqFt.

Experience desert living at its finest in this beautifully updated 4-bedroom, 3-bathroom Cave Creek home, situated on a desirable acre-plus corner lot with panoramic mountain views! This spacious single-level residence offers an impressive combination of modern upgrades and outdoor amenities. The remodeled kitchen features quartz countertops, double ovens, a gas cooktop, walk-in pantry, and island. Wood-look tile flooring flows throughout the home, complemented by a fireplace that adds warmth and character. The spacious primary suite features a beautifully remodeled walk-in closet and separate shower and soaking tub. Step outside to your private backyard retreat, complete with a resort-style pool and spa and lush privacy hedges, perfect for entertaining while enjoying Arizona's breathtaking sunsets. The rooftop observation deck offers stunning 360-degree desert and mountain views. Additional highlights include an owned solar system, a 3-car garage, and ample space for potential RV parking. With thoughtful upgrades and an exceptional Sonoran Desert setting, this property offers the perfect blend of comfort, privacy, and Arizona living!

4661 E Rockrose Drive, Cave Creek

$850,000

4 Beds ⋅ 3 Baths ⋅ 7100223 MLS ⋅ 2,582 SqFt.

Beautifully maintained 4-bedroom, 2.5-bath single-level home in desirable Tatum Ridge! Featuring 2,582 sq. ft., soaring 10-foot ceilings, an open floor plan, and a spacious kitchen with quartz countertops, stainless steel appliances, gas range, and double ovens. Major upgrades include a new roof (2020), two energy-efficient 16 SEER HVAC systems (2024), and LED lighting throughout. Enjoy a private backyard oasis with Pebble Tec pool, waterfall, covered patio, lush landscaping, upgraded irrigation, and outdoor lighting overlooking a peaceful desert wash. Additional features include a 3-car garage with extensive storage. Minutes from Desert Ridge, shopping, dining, and Loop 101!

26832 N 45th Place, Cave Creek

$634,900

3 Beds ⋅ 2 Baths ⋅ 7100064 MLS ⋅ 1,743 SqFt.

SOLAR | 3-CAR GARAGE | CURB APPEAL! From the moment you arrive, this beautifully appointed 3 bed / 2 bath home welcomes you with elegant curb appeal and 1,743 sq/ft of inviting living space. Combining style, comfort, and thoughtful features, this home offers an appealing setting for both everyday living and entertaining, with the added benefits of solar and a spacious three-car garage. Inside, a charming fireplace creates a warm and inviting focal point in the living area, while a large bay window fills the home with natural light and captures views of the surrounding outdoor spaces. The well-designed kitchen blends style and functionality, featuring a spacious island, sleek countertops, and abundant cabinetry - providing plenty of room for meal preparation, gathering, and entertaining. Step outside to enjoy the covered patio and beautifully landscaped front and back yards, offering inviting spaces to unwind, enjoy the outdoors, or entertain guests. With attractive curb appeal, light-filled interiors, a functional kitchen, solar, and a three-car garage, this home offers a wonderful combination of comfort, style, and everyday convenience.

4429 E Via Dona Road, Cave Creek

$1,095,000

4 Beds ⋅ 3 Baths ⋅ 7099855 MLS ⋅ 3,300 SqFt.

Awesome Cave Creek location meets beautifully updated interior and exceptional outdoor living on this spacious 1.25-acre property. Surrounded by mature shade trees, this inviting retreat offers a peaceful rural feel just moments from everyday conveniences. Interior updates completed in 2019 bring enduring style to this generous four-bedroom, three-bath home with a large loft and separate office/den. Soaring ceilings create an airy main living area, while a striking two-way fireplace with a stone surround adds warmth and character. The spacious kitchen connects naturally with the living and gathering areas, making everyday meals and entertaining equally inviting. The sense of space continues outdoors with nearly 1,000 square feet of private covered patios wrapping around three sides of th home. Enjoy morning coffee in a quiet seating area, an evening beverage overlooking the refreshing private pool, or a weekend barbecue with friends. Multiple outdoor gathering spaces offer inviting places to relax throughout the day. Inside, the expansive loft provides flexibility for an art studio, game room, gym or work-from-home retreat, while the separate office/den offers additional privacy. An oversized shed/workshop and a separate large storage container that conveys with the home provide abundant room for tools, equipment and hobbies. Beautiful finishes, versatile living spaces and room to spread out--inside and out--make this a wonderful place to enjoy the Cave Creek lifestyle.

31214 N Ranch Road, Cave Creek

29606 N Tatum Boulevard Unit 277, Cave Creek

$255,000

1 Beds ⋅ 1 Baths ⋅ 7099837 MLS ⋅ 742 SqFt.

Desirable move-in ready home is tucked in a gated community of Tatum Ranch. Kitchen features granite countertops, elegant wood cabinets, gas stove/oven, and newer appliances. Open floorplan with living and dining rooms featuring tall ceilings and luxury vinyl flooring. Spacious bedroom features a built-in office niche, large walk-in closet and luxury vinyl flooring. Resort style living with heated pool & spa, business & fitness centers, lush grounds and a clubhouse. Other features inc full size washer & dryer, ceiling fans, no carpet, stand up shower, and a covered balcony w/storage closet. Conveniently located to shopping, dining, entertainment, golf & parks. Water & trash are included in your HOA dues. You will enjoy this lovely area of Tatum Ranch.

29606 N Tatum Boulevard Unit 277, Cave Creek

$1,395,000

4 Beds ⋅ 3 Baths ⋅ 7099677 MLS ⋅ 3,138 SqFt.

Discover Cave Creek living at its finest with this beautifully updated custom adobe home on just under an acre in Estado de Cholla, with NO HOA! 4 bed/3 bath, 3,138 sq ft, split floor plan, oversized 3-car garage and RV/boat parking with a side gate. A horseshoe paver driveway and custom bridge lead to a gated courtyard and wood double door entry, opening to travertine floors, wood columns and a formal living room with a stone-surround fireplace. Formal dining room and a family room with a custom paneled wall, fireplace, built-ins and french doors to the backyard. The remodeled kitchen is a showpiece, featuring a quartz island, new appliances, wood cabinetry and a beverage nook, open to the dining and family areas. The large primary suite is a true retreat, with a private backyard exit, custom paneled wall, walk-in closet with built-ins and a remodeled bath with freestanding soaking tub and walk-in shower. All three bathrooms were remodeled in 2023 with raised sinks. Plantation shutters throughout. Solid 4x6 construction for added insulation and energy efficiency. Out back is where this home really shines. The north-facing covered patio overlooks the heated pool and spa, huge grass area, pavered patio and outdoor fireplace, with mountain views to enjoy from sunrise to sunset. Updates: AC (2023), hot water heater (2024), water softener (2021), exterior paint (2025), interior paint (2022), gutters. Space, privacy, and no HOA, this Sonoran desert gem has it all! *Information provided by third-party is deemed to be reliable, but is not guaranteed. Recipient to verify all facts independently.

4686 E Quailbrush Road, Cave Creek

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Cave Creek Homes with FHA New Financing

Newest Cave Creek Homes with FHA New Financing

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